Use of value-added services

AHOI offers not only financial data but also specific features based on this data and can therefore create even more added value. For example, we offer easy access to such features as notifications, forecasts or authentication.

Accounts &

AHOI enables the retrieval of transactions and securities accounts at almost all German banks and Sparkassen, automatic background account updates as well as transfers.

Pattern recognition &

As an example, transactions can be classified as recurring or assigned to certain areas of life. AHOI can identify and extract order information from the transaction data.


AHOI alerts your service regarding new transactions, for example, or during asynchronous events within payment processes.


With AHOI you can determine whether banking access exists with the corresponding accounts.

Forecasts &

Based on recurring transactions, AHOI can forecast a balance at a future date or make an income surplus calculation for a set period of time.

Storage of
financial data

Financial data can be stored permanently or temporarily and managed independently.

Curious? Dive into to the Sandbox!

The AHOI Sandbox is our playground for developers. This is where you can test and evaluate the full range of features in a non-production sandbox system. You don't need your own account for this.

In the Sandbox, only the Sandbank and the demo data will work. You can also have different transaction data generated for your demo accounts.

Try it now


We support you in integrating our API and other features. Together we can develop new products – within the Sparkassen-Finanzgruppe or outside of it.

Apply now


AHOI - a product of the Sparkassen Innovation Hub