AHOI provides access to the financial data of any bank.

We provide a turnkey multi-banking API that connects fintechs with banks and Sparkassen in order to retrieve their customers' financial data.

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We view the opening up of banks as a catalyst for innovation and a major opportunity. With AHOI, we've created an API platform to develop and launch new solutions with the innovators of the financial industry.

Head of S-Hub

Access to
financial data

Our multi-banking API gives you access to online banking data for the customers of nearly every German bank and Sparkasse. Where necessary, we can even assume control of your data management.

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Use of
value-added services

We provide easy access to features such as forecasts or authentication as well as an event system for personal notifications.

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Integration of
your services

You can easily integrate your own financial products and services into our API platform and use it as an enhancement.

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Goldilocks ‘Open Innovation’

‘GOLDILOCKS – Beyond Finance’ is the Sparkassen Innovation Hub’s digital magazine and finletter. The fifth issue was published in July 2019 – this time with a focus on ‘open innovation’ and the question of how open banking is changing the industry.

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Symbioticon 2019, the Sparkassen-Finanzgruppe hackathon, takes place from November 4 to 6 in Hamburg under the banner of #beyondtomorrow

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We support you in integrating our API and other features. Together we can develop new products – within the Sparkassen-Finanzgruppe or outside of it.

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AHOI - a product of the Sparkassen Innovation Hub